Pet Insurance
Costco Members Could Save Through Figo Pet Insurance1
Quality, affordable pet insurance can help pay for unexpected veterinary bills. As a Costco member, you may be eligible to receive an exclusive discount1 on plans through Figo Pet Insurance.
Help Protect your pet from the unexpected
Pets are part of the family. From Kirkland Signature™ pet food and dog beds to
pet prescriptions from Costco Pharmacy, your Costco membership can help you take
care of your companion. Figo is excited to offer pet insurance, underwritten by
Independence American Insurance Company, to Costco members at an exclusive discount.1
Worry less, play more. With pet insurance, you’ll feel confident that your pet can
receive medical treatment and you'll be able to worry less about costly vet bills.
15% Discount1
for Costco Gold Star and Business Members through Figo Pet Insurance, where available
Executive Members Save Even More
$15 Enrollment fee also waived2
What is Pet Insurance?
Pet medical insurance can help reduce financial stress when choosing care for
your dog or cat.
For a monthly premium based on your pet’s age, breed, location and the plan you
choose, your pet’s medical expenses may be reimbursed up to 100%. Once you’ve
completed any applicable waiting periods, simply submit your paid-in-full vet
bill online or via Figo’s Pet Cloud app.
Quality Coverage
A pet healthcare plan can help reduce financial stress when choosing veterinary care.
Live Vet 24/7
Connect with a licensed vet or vet technician via text so you can get expert advice when you need it, right from home.
VIP Support
Figo is here to help. The expert support team is here for you every step of the way via call, text, chat or email.
What Does Pet Insurance Cover?
Plans1 offered through Figo Pet Insurance can cover the veterinary bills
related to unexpected accidents or illnesses.
Waiting periods may apply. See policy for details.
Typically, plans1 cover:
- Emergency & Hospitalization
- Surgeries
- Veterinary Specialists
- Hereditary & Congenital Conditions
- Chronic Conditions
- Dental Illness & Injury
- Prescriptions
- Imaging
- Knee Conditions
- Prosthetics & Orthopedics
- Hip Dysplasia
- Veterinary Exam Fees (Optional add-on)
- Routine Wellness Plan (Optional add-on) Includes Routine Dental Care
What Isn’t Covered by Pet Insurance?
Most pet insurance companies will not cover pre-existing conditions, or conditions
that show signs/symptoms prior to the policy effective date or during any
applicable waiting periods. However, pre-existing conditions do not exclude pets
from pet insurance, as new illnesses and injuries can still be covered.
Plans1 do not cover:
- Pre-existing Conditions
- Spaying or Neutering
- Experimental Procedures
- Breeding, Pregnancy or Giving Birth
- Cloned Pets or Cloning Procedures
- Cosmetic Surgery
For a complete list of coverages, exclusions, and limitations, please visit Figopetinsurance.com.
More than Just Pet Insurance
Beyond coverage, Figo’s Pet Cloud app makes it easy to file claims, find pet-friendly places near you and keep track of your pet’s medical records.
AI Assistant
Submit claims from the app or online.
Explore
Know where to go. Find pet-friendly places and services.
Connect
See what other pet parents are up to.
Digital Records
Store all your pet’s medical records in one place.
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We love Figo! I am so happy with pet insurance because having a sick pet is scary enough. Not knowing how to pay to get the care your pet needs is even worse, but avoidable with Figo!”
Becca H.
15% Discount1
for Costco Gold Star and Business Members through Figo Pet Insurance, where available
Executive Members Save Even More
$15 Enrollment fee also waived2
Find Pet Supplies at Costco
Pet Supplies
Pet Insurance through Figo
Pet Prescriptions
Health Insurance for Dogs and Puppies
The bond between humans and dogs spans the duration of our lives (and
theirs).
Whether your (very) active puppy eats a sock or your older pooch develops
hip dysplasia, dog health insurance plans can help provide a financial
safety net. Once the policy is in force and any waiting periods have been
met, simply visit the veterinarian, pay your vet bill in full and submit
your paid vet bill for reimbursement.
Health Insurance for Cats and Kittens
Cats are known for their independent streak, but they still need your care.
Whether your kitten takes a bite out of your Peace Lily or gets a urinary
tract infection, cat insurance plans can help you choose medical care
without worrying about costly vet bills. You have the option to choose from
one of three insurance plans with reimbursement percentages and annual
deductibles that suit your budget.
